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Fixed Rate
Fixed rate mortgages offer you consistency when making your monthly mortgage payments. The mortgage interest rate will stay the same throughout the life of the loan. If you plan to stay in your home for many years and prefer stability in payments, this is the loan for you!
The most popular loan terms are 30, 15, and 10-years fixed.
30-year fixed rates are the most popular loan program. You pay slightly more in interest throughout the life of the loan, but you have significantly lower monthly payments than shorter loan terms.
Shorter loan terms have lower interest rates. The monthly payments are higher due to the shorter loan term, but it expedites paying off your property sooner. This type of loan offers you significant savings during the life of the loan.
The payments will depend on your financial situation combined with current market interest rates.
Contact me to discuss your options.
The most popular loan terms are 30, 15, and 10-years fixed.
30-year fixed rates are the most popular loan program. You pay slightly more in interest throughout the life of the loan, but you have significantly lower monthly payments than shorter loan terms.
Shorter loan terms have lower interest rates. The monthly payments are higher due to the shorter loan term, but it expedites paying off your property sooner. This type of loan offers you significant savings during the life of the loan.
The payments will depend on your financial situation combined with current market interest rates.
Contact me to discuss your options.
