Monalisa Nguyen
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Monalisa Nguyen
​(949) 377-1010
​

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Jumbo

A jumbo loan exceeds the normal limit amount set by Fannie Mae and Freddie Mac. These figures can vary from county to county, and rates depend on the property location. The different types of jumbo loans are: 
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Fixed Rate Jumbo

You won’t have to deal with changes in interest rates. Fixed rate jumbo loans offer consistent payments every month.
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Adjustable Rate Jumbo

Designed for those who anticipate significant property value appreciation in the near term, those who prefer much lower payments during the adjustable rate period, or those who expect rate declines in the future.
The payments will depend on your financial situation and the current market interest rates.
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Interest Only ARM Jumbo

Interest only loans allow you the flexibility of investing your money where you wish, not just in your house. During the first 10, 7, or 5 years of your loan, you can either pay interest only or include whatever amount of principal you wish, even a sizable principal prepayment if desired. After the initial fixed period, your loan will require monthly payments of both principal and interest.

Contact me to discuss your options.
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Monalisa Nguyen

CAL BRE #01358759 | NMLS #319512
EQUINOX HOME FINANCING | NMLS #1212805
17291 IRVINE BLVD, TUSTIN, CA 92780
PHONE 949.377.1010

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  • Home
  • Loan Programs
    • Mortgage Loans
    • Specialized Loans
  • Clients
  • About
  • Contact
  • Mortgages 101
    • Fixed Rate
    • Jumbo
    • Adjustable Rate
    • Interest Only
    • Bank Statement
    • Asset Dissipation
    • Jumbo 80 / 10 / 10
    • Technical Refi